There is often a resolution to improve in the upcoming year, but more often than not, it remains mere rhetoric due to a lack of concrete planning. I've eliminated the planning obstacle for you. While there are many blessings in store for us in the new year, simply believing in them won't bring them to fruition. It requires effort and action, complementing faith with works. Be deliberate, strategic, consistent, and proactive! The 21-Day Plan encompasses financial goals, spiritual development, your assignment, and preparation.